Instant Personal Loan App - PaySense

App Features

PaySense provides instant personal loans from ₹5000 to ₹500,000, with an Annual Percentage Rate (APR) on the loans between 18% to 36% (on a reducing balance basis) + a maximum of 3.5% processing fee on the principal loan amount. These instant loans are given for a duration of 3 months to 60 months. The standard processing fee is 3.5% of the loan amount. For example, a loan of ₹1 Lakh (₹1,00,000) for 24 months will typically have an APR of 24% (on a reducing balance basis) and a processing fee of 3.5% (₹3,500). This loan would be paid back in 24 EMIs (equated monthly installments) of ₹5,377 each with the total interest amount being ₹29,048.

Additional Information

Prepayment charges on loan closure (allowed after 3 EMI payments) is 4% + 18% GST on the remaining principal amount and Late Payment Charges are ₹500 + 18% GST upon failure to pay the EMI on the fixed date.

🔝💰PaySense has been identified amongst the Top 100 Fintech innovators in the world by a KPMG and H2 Ventures report.🔝💰

The PaySense app allows you to apply for instant personal loans of up to ₹5 lakhs at attractive interest rates, with zero collateral and flexible EMIs.

5 Million+ users have already installed the PaySense app to get an urgent personal loan, to pay for:

👉Marriage Expenses

👉New Two-Wheeler

👉School and College Fees

👉Medical Emergencies

👉New Electronics

👉Credit Card Bills

👉Jewelry

👉Home Renovation and Decor, and so on.

PaySense has disbursed over 1 lakh personal loans in the past 12 months and is one of the best Indian personal loan apps in the market which offers easy & quick loans to both self-employed and salaried individuals.

🇮🇳The company’s presence now spans over 50 cities across India including Delhi, Mumbai, Bengaluru, Hyderabad, Kolkata, Chandigarh, Chennai, Coimbatore, and Delhi-NCR.

With quick money loans, PaySense offers the flexibility of getting an instant personal loan in just a few hours.🇮🇳

Why Choose PaySense for Instant Personal Loan

In addition to providing one of the fastest online loan approvals to Indians for personal loans, PaySense also lets its customers enjoy the following advantages:

👉Affordable interest rates

👉Convenient and affordable EMIs

👉2-minute loan application process

👉Paperless documentation

👉Loans available for those with low credit scores as well

👉Automated updates and EMI deduction

Process

PaySense is the fastest and quickest way to get an instant personal loan online. Follow these four steps to get an instant personal loan:

👉Install the PaySense online loan app.

👉Register and check your personal loan eligibility.

👉Provide KYC documentation like identity proof (Aadhar/PAN/VoterID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement) and a photograph (selfie).

👉Sign your application and get instant approval for your personal loans.

Once approved, the loan amount will be credited to your account within a few days.

The PaySense app also offers an EMI calculator that gives you the freedom to decide your own EMI amount and the loan tenure.

Eligibility

In order to apply for easy and quick personal loans, you should fulfill the following criteria:

👉You should be a resident of India

👉Your age should be between 21 years to 60 years

👉You must be a salaried employee or self-employed individual

👉You must have a minimum monthly income of ₹12,000 (salaried employees) or ₹15, 000 (self-employed)

👉You must be based at any one of the 50+ cities we serve across pan-India

Security and Privacy

The PaySense personal loan app has been developed using the best security and privacy standards to ensure absolute data security. Our app is safe & secure to use and we do not share customer information with third parties without consent.

☝️Apply and get a personal loan instantly with the safe, secure and easy to use PaySense app!☝

应用功能

PaySense提供从₹5000到₹500,000的即时个人贷款，贷款年利率（APR）在18％到36％之间（以递减余额为基础），最高本金金额的手续费为3.5％。这些即时贷款的期限为3个月至60个月。标准手续费为贷款额的3.5％。例如，一笔10万卢比（1,00,000卢比）的贷款，其24个月的APR通常为24％（按递减余额计算），手续费为3.5％（3,500卢比）。这笔贷款将以24 EMI（相等于每月的分期付款），每笔₹5,377偿还，利息总额为₹29,048。

其他信息

贷款结清时的预付款项（3次EMI付款后允许）为剩余本金的4％+ 18％GST，逾期未付的费用为₹500 + 18％GST（如果未能在固定日期支付EMI）。

b PaySense已被毕马威（KPMG）和H2 Ventures报告评为全球金融科技百强创新公司。🔝💰

PaySense应用程序使您能够以诱人的利率申请最高50万卢比的即时个人贷款，零抵押和灵活的EMI。

已经有500万以上的用户安装了PaySense应用程序以获得紧急个人贷款，以支付：

👉结婚费用

Two新两轮车

and学校费用

👉医疗紧急情况

Electronics新电子

edit信用卡账单

👉珠宝

👉房屋装修和装饰等。

在过去的12个月中，PaySense已支付了超过10万笔个人贷款，是市场上最好的印度个人贷款应用程序之一，可为自雇人士和受薪人员提供便捷的贷款。

🇮🇳该公司的业务现已遍及印度50多个城市，包括德里，孟买，班加罗尔，海得拉巴，加尔各答，昌迪加尔，金奈，哥印拜陀和德里NCR。

通过快速的货币贷款，PaySense提供了在短短几个小时内获得即时个人贷款的灵活性。

为什么选择PaySense进行即时个人贷款

除了向印度人提供个人贷款最快的在线贷款批准之一之外，PaySense还使其客户享有以下优势：

👉负担得起的利率

👉便捷且价格合理的EMI

👉2分钟贷款申请流程

👉无纸文档

credit还为信用评分低的人提供贷款

updates自动更新和EMI扣除

过程

PaySense是最快，最快的在线即时个人贷款方式。请按照以下四个步骤获得即时个人贷款：

👉安装PaySense在线贷款应用程序。

👉注册并检查您的个人贷款资格。

提供KYC文件，例如身份证明（Aadhar / PAN / VoterID），地址证明（Aadhar /公用事业账单/租赁协议），收入证明（银行对帐单）和照片（自拍照）。

👉签署您的申请书并立即获得您个人贷款的批准。

批准后，贷款金额将在几天内存入您的帐户。

PaySense应用程序还提供EMI计算器，使您可以自由决定自己的EMI金额和贷款期限。

资格

为了申请轻松快捷的个人贷款，您应满足以下条件：

should您应该是印度居民

age您的年龄应在21岁至60岁之间

must您必须是受薪雇员或个体经营者

must您的最低月收入必须为₹12,000（受薪雇员）或₹15，000（自雇）

must您必须位于我们在泛印度境内服务的50多个城市中的任何一个

安全和隐私

PaySense个人贷款应用程序已使用最佳安全性和隐私标准开发，以确保绝对的数据安全性。我们的应用程序使用安全可靠，未经同意，我们不会与第三方共享客户信息。

☝️使用安全，可靠且易于使用的PaySense应用程序立即申请并获得个人贷款！☝